Get Consumer Debt Relief

Build A New Financial future

We offer consumers debt relief services to take control of their financial future.
Our team and financial partners are committed to significantly reduce your burden of unsecured debts.


Being in debt can become a very stressful situation that might seem easier to ignore than deal with.

Luckily there are lots of services to help you get out of debt and on the path towards financial freedom.

Our consumer debt relief services available through our financial partners include debt settlement, debt consolidation, debt counseling and loan refinancing.

Debt counseling

A consumer debt relief counselor reviews your financial situation and recommends a debt management plan. The credit counselor determines how much you can pay and then negotiates with your creditors on your behalf. The negotiation can be for longer terms, lower monthly amounts or reduction in interest rates.

debt consolidation

A consumer debt relief counselor reviews your debts and consolidates (shifted) them into one manageable account. This is to reduce interest rate debts, arrive at lower monthly payments and allow you to concentrate on making just one payment. However, your total debt balance remains the same and if the payment period is lengthened, you will pay additional financing costs.

DEBT   settlement

A consumer debt relief counselor reviews your financial situation and determines that you qualify based on the type of unsecured debt and financial hardship. The counselor negotiates on your behalf with the creditors to agree to settlements where you make lump sum payments for a portion of your debts. In return the creditor agrees to forgive the rest of the debts.


A consumer debt relief counselor reviews your financial situation and determines that it is not realistic for you to be able to repay your debts within two to three years. Chapter 7 liquidation bankruptcy is where you sell your assets to repay your creditors. This decision has long-term negative implications for your personal credit, borrowing costs, housing and employment.

your Bridge To A New Financial Future

Unsecured Debts

A consumer debt relief program may give you the solution you need for unsecured debts such as credit cards, personal loans, certain private student loans, or other similar.

Debts could have accumulated for numerous reasons such as an unfortunate hardship, overspending, divorce, or other issues.

Deciding to get help could be a result of starting to go delinquent, getting creditor calls, or the realization that paying minimum payments, one could pay off the debt numerous times with the balances remaining.

Tax Debts

This  type of debt situation is even more serious because of the expanded collection rights tax authorities such as the IRS or State have.

Debts could be a result of mistakes from a prior tax preparer, under withholding, failure to submit payroll tax withholding to the IRS, identity theft, tax audit, or other reasons.


There are a variety of debt relief legal solutions to help resolve your financial issues.


Debt Settlement process

The consumer debt relief company creates an escrow account where you make monthly payments toward your debts. The escrow account is totally under your control.

When a sufficient amount of money has accumulated in the escrow account, the consumer debt relief company begins contacting your debt lenders to negotiate settlements (reductions). A lump sum (less than the debt’s face value) will be offered to the lender to settle (cancel) the debt.

An example would be negotiating with a credit card company to reduce your debt from $5,000 to $2,500, with the incentive being immediate payment. If there is an agreement, the consumer debt relief company will request you to release the money from the escrow account to pay the settlement.

However, not all your lenders will agree to a settlement.

  • Unsecured Debt $10,000
  • Several Months Behind In Payments
  • Undergoing Financial Hardship With No Quick End In Sight
  • Ability To Fund Escrow Account

Consumer Debt Relief Services

Debt Types Covered
  • Credit  Cards
  • Personal Loans
  • Medical Bills
  • Collections
  • Business Debt
  • Private Student Loans
  • Lawsuits Judgements
  • IRS Debt & Back Taxes
  • Utility Bills
  • Auto Loans
  • Home Mortgages & Government Loans
  • Other Secured (Collateral) Loans

Consumer Debt Relief Services Costs

How much do you have to pay for a company to negotiate your debts and get a creditor to forgive a significant portion of your debt?

If you choose to work with one of our financial partners, there are no upfront fees charged.

Our consumer debt relief financial partners do not receive any payment fees unless they can successfully settle with your creditors and get your debt reduced.  Simple as that.

The fees of our consumer debt relief financial partners will vary by the amount of your debt, type of debt and state that you live.  Fees will range from 15-20% of your settlement amount of debt.

The debt settlement fee should be compared to the savings on your debt payments that you are struggling to pay off and the benefit of becoming debt free normally in 24-48 months.

Client testimonials

Client Connect has worked with Nexus for many years now.  We have found them to be professional and deliver on their promises.  I would recommend them without hesitation.

Client Connect Inc.

We have worked with hNexus for about two years now,  With their help our business has continued to grow and I look forward to working with them in the future.

GAM Exterminating

We have worked with Nexus for about one year now.  They are responsive, detailed and professional in their dealing with me.  I would recommend them to anyone.

GK Portfolio Solutions, LLC

Debt relief articles

DISCLAIMER – Nexus Financial Services does not directly provide debt relief services, but, upon request, acts as a locator service for BBB registered companies. It is ultimately up to you to determine whether the companies that we may introduce you to are appropriate for your situation. For debt consolidation services, where permissible by law, companies may charge a one-time enrollment fee typically from $25 up to $75 for account establishment and for debt relief proposals submitted on your behalf to each of your creditors. Monthly program administration fees will vary from $25 but no greater than $75 depending on your state of residence and/or the number of creditors who agree to accept proposals and become enrolled in the program. Fees subject to change if permissible by law. For debt settlement services, by law, you may not be charged any fee until a debt settlement is arranged on your behalf, you approve the settlement, and at least one payment is made towards the settlement. Each service offered by independent financial service providers is unique so ask them for their complete details of the program and fees.
Not all consumers are able to complete debt relief programs for various reasons. The use of debt relief services could negatively impact your credit history and may result in legal action on the part of creditors or collectors for unpaid balances. Consumers enrolled in debt consolidation services who fail to adhere to the terms of their Debt Management Programs may forfeit the benefits of debt relief and revert to the terms of their original creditor agreements. Read and understand all program materials prior to enrollment. Please contact a debt relief specialist for complete service details.
Your debt relief consultation is free, will not affect your credit score, and you are under no obligation to enroll in, or purchase, any product or service.