Frequently Asked Questions
How We Work WIth You
Contact US for a free consultation with our consumer credit advisors. They are here to help reduce and resolve your credit issues…
The team of experienced credit relief advisors will provide an in-depth analysis to determine the best strategy based on your particular credit issue.
When the credit professionals take on your case, you will have the best team working to reduce and resolve your credit burden. | No hassle | No stress
Consumer Financing Credit Card Faq
Financing Credit Card
Convenience – Credit cards are a widely accepted form of payment and relatively safe versus cash or checks.
Leverage – If you are not satisfied with a product purchase using a credit card, you normally have the option of canceling and refusing payment.
Interest free loan – Most credit cards have about a 25 day period where no interest is paid on the balance.
Emergency Spending – Credit cards provide a ready source of credit for unexpected expenses.
Expense Tracking – Your credit card purchase are monthly summarized for your review and budgeting.
A secured credit card means that a security deposit has been set up to guarantee payments using the credit card. The amount of your security deposit is the credit limit for the secured credit card. This type of card is used by those that need to establish a credit history of consistent, on-time account credit payments.
APR stands for Annual Percentage Rate, a term normally used with consumer loans. An APR includes the costs associated with obtaining the loan: interest rate, points, origination fee that you will be paying annually. The APR is used a means of comparison with like loan products.