You can improve your credit score in a variety of ways that are not difficult.
For many Americans, monthly credit card payments is a constant challenge as they struggle to get out of debt.
Your debt-to-income (DTI) ratio is all your monthly debt payments divided by your gross monthly income.
If you are new consumer, a clear understanding of “revolving credit” vs “installment credit” will help you manage your credit accounts, debt obligations and credit profile.