Advertising Disclosure

nexus financial services, llc

Nexus Financial Services, LLC (NEXUS) is an Internet online market lead generator that allows consumers to investigate, shop and compare terms, rates and costs associated with financial products such as debt relief services, business loans, personal loans, student loans, credit repair services, etc. NEXUS is not a creditor as it does not offer, extend or alter credit. NEXUS does not originate or fund any product that it markets. Rather it has a network of lenders, third-party servicers or affiliate partners. You may choose to speak with one or more of these lenders, third-party servicers or affiliate partners to determine what your actual terms, saving and costs may be. Only a lender can provide you with a formal application for credit. Only a third-party servicer or affiliate partner can provide you with a formal application for their respective services. Your online inquiry from the NEXUS Internet site is merely an expression of interest and/or intent to obtain credit or service. You must discuss your actual financial situation and fill out the lender’s, third-party servicers or affiliate partners required documentation prior to obtaining an extension of credit, debt relief service or other services made available by them. You are encouraged to continue to investigate, shop and compare additional lenders and servicers to ensure that you are truly getting the best deal and service for your personal situation.

You should contact your tax professional or other financial advisor to determine if you can actually realize savings by loan refinancing, debt relief services or other related financial service. You should ask the lender, third-party servicers or affiliate partners about all terms, rates, fees and costs associated with each product and service and if you will realize a net tangible benefit from the same. All initial estimated loan savings is done by trying to calculate what your rate may be using lender, third-party servicers or affiliate partners financial calculator models. NEXUS does not capture nor has that information and cannot guarantee potential savings or that lenders, third-party servicers or affiliate partners will approve you for such products that would warrant those savings. Financial loan rates are not guaranteed and change daily. Lenders, third-party servicers or affiliate partners that perform the actual loan underwriting or debt relief services will have to determine if you meet their criteria which is unknown to NEXUS at the time of a loan or debt relief service quotation. All amounts are estimates and examples only and do not represent an actual offer.

The offers that NEXUS will provide you with are from financial companies or attorneys/law firms that we may receive compensation from. Based on our initial review of such companies or individuals, NEXUS feels comfortable introducing them to our Internet site readers. NEXUS does not recommend a product or service simply because we are offered compensation to endorse or promote it. We strive to be transparent in our product and service recommendations. We do encourage you to investigate, shop and compare services and costs with other companies while performing you own due diligence.

We may be compensated for the following:

    • Referrals to services that help consumers with debt relief, credit cards, student loans, credit correction, tax resolution, law services such as  bankruptcy assistance, FDCPA and that may negotiate settlements on their debts;
    • Referrals to consumers who use our Internet site online forms, research tools, support chat and related means that may provide answers to questions;
    • Marketing debt relief, credit cards, student loans, tax resolution, credit correction, student loan, consumer law services such as bankruptcy assistance,  FDCPA and that may negotiate settlement on their debts;
    • Ads served through third-party companies such as Google.

 

We do not provide legal advice as we are not attorneys.  We do advise you to do your research of any company or individual that will offer you services before you decide to hire them for your particular financial situation.   Your financial  situation may be complex and need expert legal advice with an attorney located in your legal jurisdiction.    We encourage you to do so.

Debt relief services Advertiser Disclosure

The debt relief service offers that appear on this site are from companies or affiliates from which NEXUS may receive compensation. This compensation may impact how and where products appear on this site. NEXUS does not include all debt relief service companies or all types of offers available in the marketplace.

Debt relief service products are for personal and business unsecured debt obligations.  Unsecured debt would include credit cards, personal loans, medical bills and private student loans.

The debt relief service provider determines your unsecured debt, financial situation and goals, and issues related to default, debt collections, court judgements and bankruptcy.    Our debt relief service providers do not require any prepayment of fees until services are performed.  The provider may offer you a different type of debt relief service depending on your personal needs and if your creditors require it. You should review each provider’s terms and conditions to determine which debt relief service works best for your personal financial situation and goals.  Information is provided by the debt relief service providers and is not a guarantee of approval.

All debt relief service provider rates, fees, and terms are presented without guarantee and are subject to change at the discretion of each debt relief  provider.  All reasonable efforts are made to provide and maintain accurate information. There is no guarantee your personal financial situation will be approved for debt relief services.

Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of NEXUS or the author alone and have not been reviewed, approved or otherwise endorsed by any debt relief service provider.  Debt relief services may not be available in all states.

You should review the provider’s online debt relief service application for details about terms and conditions.   All debt relief service information is presented without warranty.

NEXUS is not a lender or creditor.  It does not offer, extend or alter credit terms.

Credit Card Advertiser Disclosure

The credit card offers that appear on this site are from companies or affiliate offers from which NEXUS may receive compensation. This compensation may impact how and where products appear on this site.  NEXUS does not include all card companies or all card offers available in the marketplace.

Credit card providers determine the underwriting criteria necessary for approval. You should review each provider’s terms and conditions to determine which credit card works for you and your personal financial situation. Information is provided by the credit card providers and is not a guarantee of approval.

All credit card rates, fees, and terms are presented without guarantee and are subject to change at the discretion of each credit card provider. All reasonable efforts are made to provide and maintain accurate information. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms shown.

Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of NEXUS or the author alone and have not been reviewed, approved or otherwise endorsed by any credit card provider.

You should review the provider’s online credit card application for details about terms and conditions.   All credit card information is presented without warranty.

NEXUS is not a lender or creditor.  It does not offer, extend or alter credit terms.

Student Loan Refinancing Advertiser Disclosure

The student loan offers that appear on this site are from companies or affiliates from which NEXUS may receive compensation. This compensation may impact how and where products appear on this site.  NEXUS does not include all student loan companies or all types of offers available in the marketplace.

Potential savings may vary based on the interest rates, balances and remaining repayment term of the loans you are seeking to refinance. Your overall repayment amount may be higher than the loans you are refinancing even if your monthly payments are lower. Variable rate options will fluctuate over the term of your loan with changes in the LIBOR (or other index utilized by the lender) rate, and will vary based on applicable terms and presence of a cosigner. Fixed interest rates may be based on applicable terms and presence of a co-signer. Additional terms and conditions, and rates are subject to change at any time without notice and may not be available in all states or for all types of current student loans. Such changes should only apply to applications taken after the effective date of change.

Due to federal regulations, lenders are required to provide every potential borrower with disclosure information before they apply for a private student loan. The Lender you select is required to provide you with an Application Disclosure and an Approval Disclosure within the application process before you accept the terms and conditions of your loan.

NEXUS is not a lender or creditor.  It does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures.  You should ask your lender about rates, terms, fees, and potential discounts that may be available for each product.

Personal Loans Advertiser Disclosure

The personal loan offers that appear on this site are from companies or affiliates from which NEXUS may receive compensation. This compensation may impact how and where products appear on this site. NEXUS does not include all personal loan companies or all types of offers available in the marketplace.

The personal loan provider determines the underwriting criteria necessary for approval. You should review each provider’s terms and conditions to determine which personal loan works best for you and your own personal financial situation.  Information is provided by the personal loan providers and is not a guarantee of approval.

All personal loan rates, fees, and terms are presented without guarantee and are subject to change at the discretion of each personal loan provider.  All reasonable efforts are made to provide and maintain accurate information. There is no guarantee you will be approved for credit or that upon approval you will qualify for the advertised rates, fees, or terms that were shown.

Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of NEXUS or the author alone and have not been reviewed, approved or otherwise endorsed by any personal loan provider.

You should review the provider’s online personal loan application for details about terms and conditions.   All personal loan information is presented without warranty.

NEXUS is not a lender or creditor.  It does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures.  You should ask your lender about the actual term and rate you may qualify for based on your credit history and ability to repay the personal loan.  Also, we advise you to review the rates, terms, and fees associated with each personal loan product. Lenders may require that you have an account with them already and for a prescribed period of time in order to qualify for better rates on their personal loan products.

Business Loans Advertiser Disclosure

The business loan offers that appear on this site are from companies or affiliates from which NEXUS may receive compensation. This compensation may impact how and where products appear on this site. NEXUS does not include all business loan companies or all types of offers available in the marketplace.

Business Loans are those loans that are for commercial use and any property and/or proceeds from the proposed request will be used by the requestor for commercial purpose only and not for any personal, family or household purposes.

The business loan provider determines the underwriting criteria necessary for approval.  Most of our business loan providers do not require collateral for business loans.  The provider may offer you a different type of business loan depending on your business needs and if the underwriting requirements require it. You should review each provider’s terms and conditions to determine which business loan works best for your business financial situation.  Information is provided by the business loan providers and is not a guarantee of approval.

All business loan rates, fees, and terms are presented without guarantee and are subject to change at the discretion of each business loan provider.  All reasonable efforts are made to provide and maintain accurate information. There is no guarantee your business will be approved for credit or that upon approval your business will qualify for the advertised rates, fees, or terms that were shown.

Any opinions, analyses, reviews or recommendations expressed in articles, marketing materials or otherwise are those of NEXUS or the author alone and have not been reviewed, approved or otherwise endorsed by any business loan provider.  Business loan products may not be available in all states.

You should review the provider’s online business loan application for details about terms and conditions.   All business loan information is presented without warranty.

NEXUS is not a lender or creditor.  It does not offer, extend or alter credit terms. Only participating lenders can perform the full application and deliver the required disclosures.  You should ask your lender about the actual term and rate your business may qualify for based on your business credit history and ability to repay the business loan.  Also, we advise you to review the rates, terms, and fees associated with each business loan product.

Updated:  2019-04-21